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Wright Reports > Comparative Business Report > F > First Citizens Banc Corp

First Citizens Banc Corp - Comparative Business Analysis Snapshot

Business Description
First Citizens Banc Corp. The Group's principal activity is to provide general banking business, which includes collecting customer deposits, making loans and purchasing securities. The Group's primary deposit products are checking, savings and term certificate accounts. Its primary lending products are residential mortgage, commercial and instalment loans. The Group's operations are primarily incidental to the two subsidiary banks, Citizens and First Citizens in Erie, Crawford, Huron, Union, Marion, Richland, and Ottawa Counties, Ohio. The Group also provides data processing and real estate appraisal services, for lending purposes to the banks and to other financial institutions and it also provides insurance and security related services.

Competitor Analysis
This analysis compares First Citizens Banc Corp with three other companies in closely related industry sectors.

The full Comparative Business Report is available to Subscribers or may be purchased individually. The full report generally includes the following sections:
- Sales Analysis: Recent Sales, Sales Growth, Sales per Employee
- Recent Stock Performance
- Company Valuation Ratios: Price/Earnings, Price/Book Value
- Price/Sales and 52 Week Price change
- Dividend Analysis
- Profitability Analysis: Gross Profit Margin, EBITDA Margin
- Earnings Before Extraordinary Items
- Inventory Analysis
- Research and Development Expenses
- Financial Position: Long Term Debt/Equity, Days Accounts Receivable, Days Inventory
- R&D Expenses/Sales

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