Business Description Oak Ridge Financial Services Inc Formerly known as Bank Of Oak Ridge. The Group's principal activity is to provide banking services to individuals and small to medium sized businesses in Oak Ridge, North Carolina and surrounding areas. It offers a wide range of banking services including checking and savings accounts, commercial, installment, mortgage and personal loans, safe deposit boxes, investment and insurance products and other associated services. The primary sources of revenue are interest income from its commercial and real estate lending activities and to a lesser extent from its investment portfolio. It also earns fees from lending and deposit activities and investment and insurance products and services that are sold to customers. It operates solely in the domestic market.
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