American Community Bancshares, Inc. - Earning & Dividend Analysis Snapshot

This detailed Report provides an Earnings and Dividends history for American Community Bancshares, Inc.. Tabular results include up to a ten-year history of "as reported" Earnings per Share and Dividends per Share plus a calculation of the amount of earnings paid out over the year in dividends (i.e. Payout Ratio). Earnings and Dividends are presented on both a Quarterly and Annual basis. An annual Percent Change factor is calculated for both Earnings and Dividends.

American Community Bancshares, Inc.. The Group's principal activity is to provide general commercial and retail banking services to individuals and small to medium-sized businesses. These services include checking, certificate of deposit and savings accounts. It also includes commercial, consumer and personal loans, mortgage, factoring and leasing services and other associated financial services. Its deposit services include noninterest bearing checking accounts, interest bearing checking and savings accounts, money market accounts, and certificates of deposit. Its activities are carried out through thirteen branch offices in North Carolina and South Carolina. First National was merged into the Group on April 1, 2006.

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