Ameriserv Financial, Inc. - Earning & Dividend Analysis Snapshot

This detailed Report provides an Earnings and Dividends history for Ameriserv Financial, Inc.. Tabular results include up to a ten-year history of "as reported" Earnings per Share and Dividends per Share plus a calculation of the amount of earnings paid out over the year in dividends (i.e. Payout Ratio). Earnings and Dividends are presented on both a Quarterly and Annual basis. An annual Percent Change factor is calculated for both Earnings and Dividends.

Ameriserv Financial, Inc.. The Group's principal activity is to provide retail-banking services. These services include accepting demand, savings and time deposits, money market accounts, originating secured and unsecured loans, mortgage loans, safe deposit boxes, holiday club accounts, collection services, money orders and traveler's checks. The lending and other financial services consist of real estate-mortgage loans, short and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing. It also includes real estate-construction loans, business savings accounts, certificates of deposit, wire transfers, night depository and lock box services.

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