Bancorp Rhode Island Incorporation - Earning & Dividend Analysis Snapshot

This detailed Report provides an Earnings and Dividends history for Bancorp Rhode Island Incorporation. Tabular results include up to a ten-year history of "as reported" Earnings per Share and Dividends per Share plus a calculation of the amount of earnings paid out over the year in dividends (i.e. Payout Ratio). Earnings and Dividends are presented on both a Quarterly and Annual basis. An annual Percent Change factor is calculated for both Earnings and Dividends.

Bancorp Rhode Island Incorporation. The Group's principal activity is to provide commercial banking services to individuals and small to mid-sized businesses in Rhode Island. It offers commercial real estate, consumer and residential loans, commercial leases, deposit products, nondeposit investment products, cash management and online banking services, private banking services. In addition to deposits, such as demand deposit accounts, interest checking, money market savings and certificates of deposit, it utilizes several non-core funding sources, such as FHLB advances, wholesale repurchase agreements, brokered certificates of deposit and other sources. It also provides consumer credit needs, include homeequity term loans, home equity lines of credit, direct automobile loans, savings secured loans and personal loans. The Group conducts business through 16 full-service branches, with 12 located in Providence County, 3 located in Kent County and 1 located in Washington County.

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