Bank of Granite Corporation - Earning & Dividend Analysis Snapshot

This detailed Report provides an Earnings and Dividends history for Bank of Granite Corporation. Tabular results include up to a ten-year history of "as reported" Earnings per Share and Dividends per Share plus a calculation of the amount of earnings paid out over the year in dividends (i.e. Payout Ratio). Earnings and Dividends are presented on both a Quarterly and Annual basis. An annual Percent Change factor is calculated for both Earnings and Dividends.

Bank of Granite Corporation. The Group's principal activities are that of a commercial bank. The Group accepts demand, savings and money market deposit accounts and provides real estate construction, mortgage, commercial, financial, agricultural and consumer loans. The Group conducts its business through three reportable business segments: Community Banking, Mortgage Banking and Other. The Group operates twenty-two full-service banking offices located in Burke, Caldwell, Catawba, Forsyth, Iredell, Mecklenburg, Watauga, and Wilkes in North Carolina. The mortgage banking business is conducted through 13 offices in the Cumberland, Guilford and Rowan counties in North Carolina. The Group's majority of customers are individuals and small businesses.

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