Charter Financial Corporation - Earning & Dividend Analysis Snapshot

This detailed Report provides an Earnings and Dividends history for Charter Financial Corporation. Tabular results include up to a ten-year history of "as reported" Earnings per Share and Dividends per Share plus a calculation of the amount of earnings paid out over the year in dividends (i.e. Payout Ratio). Earnings and Dividends are presented on both a Quarterly and Annual basis. An annual Percent Change factor is calculated for both Earnings and Dividends.

Charter Financial Corporation. The Group's principal activity is to accept deposits and to provide retail-banking services. The Group is a federally chartered corporation registered as a savings and loan holding company. The mortgage loans and a full range of deposit products are provided to individual customers primarily in the states of Georgia and Alabama. The operations are conducted through its wholly owned subsidiaries, CharterBank and Charter Insurance Company. CharterBank is a service-oriented bank which offers numerous loan products, including residential mortgage loans, commercial real estate loans, commercial loans, home equity loans, second mortgages and other products. CharterBank also offers deposit products which includes consumer and commercial checking accounts, savings accounts, money market accounts and certificates of deposit. The Group operates nine full-service branch offices in Georgia and Alabama.

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