Citizens Financial Services, Inc. - Earning & Dividend Analysis Snapshot

This detailed Report provides an Earnings and Dividends history for Citizens Financial Services, Inc.. Tabular results include up to a ten-year history of "as reported" Earnings per Share and Dividends per Share plus a calculation of the amount of earnings paid out over the year in dividends (i.e. Payout Ratio). Earnings and Dividends are presented on both a Quarterly and Annual basis. An annual Percent Change factor is calculated for both Earnings and Dividends.

Citizens Financial Services, Inc.. The Group's principal activity is to provide general banking services in Potter, Tioga and Bradford counties in North Central Pennsylvania and Allegany, Steuben, Chemung and Tioga counties in Southern New York. The Group operates through seventeen full-service banking offices. The banking services include consumer loans, residential real estate loans, commercial loans and loans to various state and municipal entities. Deposit programs include full range of consumer as well as commercial checking and savings accounts, certificates of deposit and individual retirement accounts. The Group also provides trust and investment services.

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