Cornerstone Bancorp - Earning & Dividend Analysis Snapshot

This detailed Report provides an Earnings and Dividends history for Cornerstone Bancorp. Tabular results include up to a ten-year history of "as reported" Earnings per Share and Dividends per Share plus a calculation of the amount of earnings paid out over the year in dividends (i.e. Payout Ratio). Earnings and Dividends are presented on both a Quarterly and Annual basis. An annual Percent Change factor is calculated for both Earnings and Dividends.

Cornerstone Bancorp. The Group's principal activity is the provision of general banking services. The Group offers the services in its capacity as a holding company for the Cornerstone National Bank. The primary market areas are in the city of Easley, South Carolina and the surrounding areas of Pickens County and Greenville County. The Group accepts savings accounts, retirement accounts including Individual Retirement Accounts, checking accounts, money market accounts and time certificates of deposit. It makes commercial, real estate and installment loans to borrowers in the Upstate of South Carolina and makes other authorized investments. Consumer services include both VISA and MasterCard brands of bankcards together with related lines of credit, traveler's checks, direct deposit of payroll and social security checks and automatic drafts for various accounts.

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