FNB Bancorp - Earning & Dividend Analysis Snapshot

This detailed Report provides an Earnings and Dividends history for FNB Bancorp. Tabular results include up to a ten-year history of "as reported" Earnings per Share and Dividends per Share plus a calculation of the amount of earnings paid out over the year in dividends (i.e. Payout Ratio). Earnings and Dividends are presented on both a Quarterly and Annual basis. An annual Percent Change factor is calculated for both Earnings and Dividends.

FNB Bancorp. The Group's principal activity is to provide commercial banking services to individuals and small to mid-sized businesses. As on 31-Dec-2008, it operates through 13 banking offices in the cities of Colma, Daly City, South San Francisco, Millbrae, Pacifica, Half Moon Bay, San Mateo, Redwood City, Pescadero, as well as the Financial District and Portola offices in San Francisco. The depository products of the Group include checking accounts, savings accounts, interest-bearing negotiable orders of withdrawal (NOW) accounts, money market accounts and certificates of deposit. The loan products of the Group include real estate loans, construction loans, commercial loans and consumer loans. In addition, the Group provides travelers checks and cashiers checks, ATM services, couriers, appointment banking businesses, internet banking and other customary commercial banking services.

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