Financial Institutions, Inc. - Earning & Dividend Analysis Snapshot

This detailed Report provides an Earnings and Dividends history for Financial Institutions, Inc.. Tabular results include up to a ten-year history of "as reported" Earnings per Share and Dividends per Share plus a calculation of the amount of earnings paid out over the year in dividends (i.e. Payout Ratio). Earnings and Dividends are presented on both a Quarterly and Annual basis. An annual Percent Change factor is calculated for both Earnings and Dividends.

Financial Institutions, Inc.. The Group's principal activities are providing deposits, lending and other financial services. The Group serves individuals, small and medium sized businesses and municipalities. The Group operates through 52 offices and 70 ATMs in New York State. The services are provided in fourteen contiguous counties of Western and Central New York State: Allegany, Cattaraugus, Cayuga, Chautauqua, Chemung, Erie, Genesee, Livingston, Monroe, Ontario, Seneca, Steuben, Wyoming and Yates Counties. The categories of loans offered by the Group include commercial, real estate, agricultural, consumer and home equity loans. The kinds of deposits accepted consist of noninterest-bearing demand, interest-bearing demand, savings, money market, club accounts and certificates of deposit.

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