First BanCorp. - Earning & Dividend Analysis Snapshot

This detailed Report provides an Earnings and Dividends history for First BanCorp.. Tabular results include up to a ten-year history of "as reported" Earnings per Share and Dividends per Share plus a calculation of the amount of earnings paid out over the year in dividends (i.e. Payout Ratio). Earnings and Dividends are presented on both a Quarterly and Annual basis. An annual Percent Change factor is calculated for both Earnings and Dividends.

First BanCorp.. The Group's principal activity is to provide a wide range of banking services through their branches. The Group has four reportable segments: Commercial and Corporate Banking; Mortgage Banking; Consumer (Retail) Banking; and Treasury and Investments. The Group provides commercial loans, consumer loans, mortgage loans and investment securities. Commercial loan primarily includes commercial real estate loans and construction loans. Consumer loan consists of auto loans, personal loans and credit card loans. As on 31-Dec-2008, the Group had 64 full service branches.

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