1st Centennial Bancorp - Earning & Dividend Analysis Snapshot

This detailed Report provides an Earnings and Dividends history for 1st Centennial Bancorp. Tabular results include up to a ten-year history of "as reported" Earnings per Share and Dividends per Share plus a calculation of the amount of earnings paid out over the year in dividends (i.e. Payout Ratio). Earnings and Dividends are presented on both a Quarterly and Annual basis. An annual Percent Change factor is calculated for both Earnings and Dividends.

1st Centennial Bancorp. The Group's principal activity are to provide general banking services. The Group offers broad range of deposit instruments, commercial lending and residential construction, loan and general banking services. The Group also provides checking, savings, and money market accounts; time certificates of deposit for both business and personal accounts; telebanking (banking by phone); courier services; and internet banking, including account management, inter-bank and intra-bank transfer, and bill payment services. The Group also operate Real Estate & Construction Loan Division in Redlands. The Real estate loan products include construction loans, lot loans, residential real estate brokerage, commercial real estate conduit sales, mini-perm commercial real estate loans, and home mortgages.

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