First Charter Corporation - Earning & Dividend Analysis Snapshot

This detailed Report provides an Earnings and Dividends history for First Charter Corporation. Tabular results include up to a ten-year history of "as reported" Earnings per Share and Dividends per Share plus a calculation of the amount of earnings paid out over the year in dividends (i.e. Payout Ratio). Earnings and Dividends are presented on both a Quarterly and Annual basis. An annual Percent Change factor is calculated for both Earnings and Dividends.

First Charter Corporation. The Group's principal activities are to provide financial services, which include banking products, comprehensive financial planning and annuity sales. The Group operates its banking services principally through First Charter Bank and other subsidiaries. The banking products includes interest bearing and non-interest bearing checking accounts, certificate of deposits, individual retirement accounts, overdraft protection and commercial, consumer, agriculture, real estate, residential mortgage and home equity loans; personal and corporate trust services and other loans. In addition, the Group provides discount brokerage services, annuity sales and financial planning services. As of 31-Dec-2007, the Group operated 60 financial centers, four insurance offices and 137 ATMs throughout North Carolina and Georgia and also operated loan origination offices in Asheville, North Carolina and Reston, Virginia.

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