1st Financial Services Corp - Earning & Dividend Analysis Snapshot

This detailed Report provides an Earnings and Dividends history for 1st Financial Services Corp. Tabular results include up to a ten-year history of "as reported" Earnings per Share and Dividends per Share plus a calculation of the amount of earnings paid out over the year in dividends (i.e. Payout Ratio). Earnings and Dividends are presented on both a Quarterly and Annual basis. An annual Percent Change factor is calculated for both Earnings and Dividends.

1st Financial Services Corp Formerly known as Mountain 1st Bank & Trust Company. The Group's principal activity is to provide financial services through its branch network located in western North Carolina. The Group operates under the banking laws of North Carolina and the Rules and Regulations of the Federal Deposit Insurance Corporation. The Group's deposit accounts include non-interest bearing checking accounts, savings accounts, negotiable order of withdrawal accounts, money market demand accounts, fixed interest rate certificates with varying maturities and IRA deposit accounts. Its lending activities consist principally of originating commercial operating and working capital loans, residential mortgage loans, home equity lines of credit, other consumer loans and loans secured by commercial real estate. The Group has full service branch offices inArden, Asheville, Boone, Brevard, Columbus, Etowah, Forest City, Fletcher, Hickory, Marion, Lake Lure, Shelby and Waynesville, North Carolina.

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