Harvest Community Bank - Earning & Dividend Analysis Snapshot

This detailed Report provides an Earnings and Dividends history for Harvest Community Bank. Tabular results include up to a ten-year history of "as reported" Earnings per Share and Dividends per Share plus a calculation of the amount of earnings paid out over the year in dividends (i.e. Payout Ratio). Earnings and Dividends are presented on both a Quarterly and Annual basis. An annual Percent Change factor is calculated for both Earnings and Dividends.

Harvest Community Bank. The Company's principal activity is to provide financial services to customers located in Salem, Cumberland and Gloucester counties in New Jersey. The Company offers consumers and commercial credit products. The commercial credit products include loans secured by real estate, working capital lines and other commercial loans. The consumer credit products include home equity lines of credit, fixed rate home equity loans, auto loans and personal loans. The Company also offers automated teller services, bank phone services, internet banking services and safe deposit box services. The Company offers a variety of deposits consisting of checking, savings and money market accounts as well as time deposits. The Company is operated through four full service branches located in Pennsville, Pilesgrove Township, Elmer and Salem, New Jersey.

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