Heritage Bankshares, Inc. - Earning & Dividend Analysis Snapshot

This detailed Report provides an Earnings and Dividends history for Heritage Bankshares, Inc.. Tabular results include up to a ten-year history of "as reported" Earnings per Share and Dividends per Share plus a calculation of the amount of earnings paid out over the year in dividends (i.e. Payout Ratio). Earnings and Dividends are presented on both a Quarterly and Annual basis. An annual Percent Change factor is calculated for both Earnings and Dividends.

Heritage Bankshares, Inc.. The Group's principal activity is to provide general commercial and retail banking business in the cities of Norfolk, Chesapeake and Hampton Road of Virginia. It attracts deposits and to lend or invest those deposits on profitable terms. These deposits are in varied forms of both demand and time accounts including checking accounts, interest checking, money market accounts, savings accounts, certificates of deposit, and IRA accounts. The Group is involved in the construction and real estate lending market and actively extends both consumer and commercial credit. As of 31-Dec-2008, the Group has five retail offices located in the cities of Norfolk and Virginia Beach, Virginia.

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