Heritage Oaks Bancorp - Earning & Dividend Analysis Snapshot

This detailed Report provides an Earnings and Dividends history for Heritage Oaks Bancorp. Tabular results include up to a ten-year history of "as reported" Earnings per Share and Dividends per Share plus a calculation of the amount of earnings paid out over the year in dividends (i.e. Payout Ratio). Earnings and Dividends are presented on both a Quarterly and Annual basis. An annual Percent Change factor is calculated for both Earnings and Dividends.

Heritage Oaks Bancorp. The Group's principal activity is to provide commercial banking services in California. The Group's business is conducted through its subsidiary, Heritage Oaks Bank. The Group accepts demand, savings and time deposits and originates commercial, real estate, SBA, agricultural, credit card and consumer loans. It also provides installment note collection, issues cashiers checks and money orders, sells travelers checks and provides bank-by-mail, night depository, safe deposit boxes and other customary banking services. The Group has fourteen branches are located in the cities of Arroyo Grande, Santa maria, Arroyo Grande, Templeton, Paso Robles and San Luis Obispo.

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