Horizon Financial Corp. - Earning & Dividend Analysis Snapshot

This detailed Report provides an Earnings and Dividends history for Horizon Financial Corp.. Tabular results include up to a ten-year history of "as reported" Earnings per Share and Dividends per Share plus a calculation of the amount of earnings paid out over the year in dividends (i.e. Payout Ratio). Earnings and Dividends are presented on both a Quarterly and Annual basis. An annual Percent Change factor is calculated for both Earnings and Dividends.

Horizon Financial Corp.. The Group's principal activity is to provide commercial, home mortgage, consumer, small business lending, competitive deposit and cash-managementservices to personal and business customers. Its loan portfolio includes construction and development, multi-family and commercial real estate loans, home equity and other consumer loans. It originates both fixed rate and adjustable rate mortgages (ARMs) secured by residential and commercial and multi-family real estate and commercial loans to small-medium sized businesses and professionals. The Gruop conducts its operations through 18 full-service office facilities, four commercial loan centers, and four real estate loan centers, located in Whatcom, Skagit, Snohomish, and Pierce counties in Northwest Washington.

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