Old Point Financial Corporation - Earning & Dividend Analysis Snapshot

This detailed Report provides an Earnings and Dividends history for Old Point Financial Corporation. Tabular results include up to a ten-year history of "as reported" Earnings per Share and Dividends per Share plus a calculation of the amount of earnings paid out over the year in dividends (i.e. Payout Ratio). Earnings and Dividends are presented on both a Quarterly and Annual basis. An annual Percent Change factor is calculated for both Earnings and Dividends.

Old Point Financial Corporation. The Group's principal activity is to provide full range of banking, financial and depository services through its branch offices. The Group accepts checking accounts, savings accounts, money market deposit accounts and certificates of deposit. It lends commercial loans, industrial loans, and residential real estate and consumer loans. The other services include safekeeping services and trust services, which includes retirement planning, estate planning, financial planning, trust accounts, tax services and investment management services. The products and services are provided to both individuals and commercial customers. As on 31-Dec-2008, the Bank had 20 branch offices serving the Hampton Roads localities of Hampton, Newport News, Norfolk, Virginia Beach, Chesapeake, Williamsburg/James City County, York County and Isle of Wight County.

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