Premier Financial Bancorp Inc - Earning & Dividend Analysis Snapshot

This detailed Report provides an Earnings and Dividends history for Premier Financial Bancorp Inc. Tabular results include up to a ten-year history of "as reported" Earnings per Share and Dividends per Share plus a calculation of the amount of earnings paid out over the year in dividends (i.e. Payout Ratio). Earnings and Dividends are presented on both a Quarterly and Annual basis. An annual Percent Change factor is calculated for both Earnings and Dividends.

Premier Financial Bancorp Inc. The Group's principal activity is to provide traditional banking and trust services. The services include retail and commercial banking services, including commercial, real estate, agricultural and consumer lending, depository and funds transfer services, collections, safe deposit boxes, cash management services for both individuals and businesses. The deposit services includes checking accounts, NOW accounts, savings accounts, money market accounts, club accounts, individual retirement accounts, certificates of deposit and overdraft protection. The Group's residential mortgage lending activities consist of loans for purchasing personal residences or loans for commercial or consumer purposes secured by residential mortgages. The Group also originate residential mortgage loans that are sold in the secondary mortgage market. As of 15-Mar-2009 operates nine banking offices in Kentucky, three banking offices in Ohio, and thirteen banking offices in West Virginia.

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