Severn Bancorp, Inc. - Earning & Dividend Analysis Snapshot

This detailed Report provides an Earnings and Dividends history for Severn Bancorp, Inc.. Tabular results include up to a ten-year history of "as reported" Earnings per Share and Dividends per Share plus a calculation of the amount of earnings paid out over the year in dividends (i.e. Payout Ratio). Earnings and Dividends are presented on both a Quarterly and Annual basis. An annual Percent Change factor is calculated for both Earnings and Dividends.

Severn Bancorp, Inc.. The Group's principal activity is that of a commercial bank. It functions as a holding company for Severn Savings Bank FSB, a federally charted savings bank. Its depositary products consist of fixed-term certificates, regular savings, money market, individual retirement accounts and NOW accounts. Loans offered include home equity, multi-family loans, commercial real estate loans, mortgage-backed securities and construction and land loans. The other services offered include title insurance and real estate settlement services. The primary area of operations is Anne Arundel County, Maryland where it operates three full branches. It operates through three subsidiaries Saving Bank, FSB and Louis Hyatt Inc. Louis Hyatt Inc is a real estate brokerage and property management company. The other subsidiary, SBI Mortgage Company originates mortgages to borrowers with credit backgrounds.

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