Valley Commerce Bancorp - Earning & Dividend Analysis Snapshot

This detailed Report provides an Earnings and Dividends history for Valley Commerce Bancorp. Tabular results include up to a ten-year history of "as reported" Earnings per Share and Dividends per Share plus a calculation of the amount of earnings paid out over the year in dividends (i.e. Payout Ratio). Earnings and Dividends are presented on both a Quarterly and Annual basis. An annual Percent Change factor is calculated for both Earnings and Dividends.

Valley Commerce Bancorp. The Group's principal activity is to provide financial services in California. The operations are conducted through its subsidiary Bank of Visalia. The lending activities of the Group include commercial mortgage loans, secured and unsecured commercial loans and construction loans. It also originates a small number of consumer and agricultural loans and broker single-family residential loans to other mortgage lenders. The Group also offers Internet banking services, consisting of inquiry, account status, bill paying. The Group offers a variety of deposits consisting of non-interest bearing demand checking, savings, time deposits and certificates of deposit. The Group conducts its business through the main office in Visalia and three branch offices located in Fresno, Woodlake and Tipton, all in California's South San Joaquin Valley.

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