Valley Financial Corporation - Earning & Dividend Analysis Snapshot

This detailed Report provides an Earnings and Dividends history for Valley Financial Corporation. Tabular results include up to a ten-year history of "as reported" Earnings per Share and Dividends per Share plus a calculation of the amount of earnings paid out over the year in dividends (i.e. Payout Ratio). Earnings and Dividends are presented on both a Quarterly and Annual basis. An annual Percent Change factor is calculated for both Earnings and Dividends.

Valley Financial Corporation. The Group's principal activities are to provide commercial banking services to individuals, professional concerns and small-to-medium sized businesses. The deposit products of the Group include checking accounts, NOW accounts, saving accounts and other time deposits. The lending activities include commercial loans for both secured and unsecured loans , real estate loans and consumer loans. The other services include safe deposit boxes, cash management services including overnight repurchase agreements, merchant purchase and management programs, traveler's checks and direct deposit of payroll. The operations of the Group are conducted through its main office and eight branch offices located in Roanoke and one branch office in Salem. It operates only in dometic market.

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