Citizens Financial Services, Inc. - Sales Analysis Snapshot

Business Description
This Report provides a comprehensive Sales & Margin summary analysis for Citizens Financial Services, Inc. Tabular results include up to a ten-year history on Sales, EBITDA (Earnings before Interest, Taxes, Depreciation and Amortization), Income before Extraordinary Items and number of Employees. Additional ratios are included for sales growth, earnings and income as a percent of sales and Sales per Employee.

Citizens Financial Services, Inc.. The Group's principal activity is to provide general banking services in Potter, Tioga and Bradford counties in North Central Pennsylvania and Allegany, Steuben, Chemung and Tioga counties in Southern New York. The Group operates through seventeen full-service banking offices. The banking services include consumer loans, residential real estate loans, commercial loans and loans to various state and municipal entities. Deposit programs include full range of consumer as well as commercial checking and savings accounts, certificates of deposit and individual retirement accounts. The Group also provides trust and investment services.

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