First BanCorp. - Sales Analysis Snapshot

Business Description
This Report provides a comprehensive Sales & Margin summary analysis for First BanCorp. Tabular results include up to a ten-year history on Sales, EBITDA (Earnings before Interest, Taxes, Depreciation and Amortization), Income before Extraordinary Items and number of Employees. Additional ratios are included for sales growth, earnings and income as a percent of sales and Sales per Employee.

First BanCorp.. The Group's principal activity is to provide a wide range of banking services through their branches. The Group has four reportable segments: Commercial and Corporate Banking; Mortgage Banking; Consumer (Retail) Banking; and Treasury and Investments. The Group provides commercial loans, consumer loans, mortgage loans and investment securities. Commercial loan primarily includes commercial real estate loans and construction loans. Consumer loan consists of auto loans, personal loans and credit card loans. As on 31-Dec-2008, the Group had 64 full service branches.

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