First Pactrust Bancorp, Inc. - Sales Analysis Snapshot

Business Description
This Report provides a comprehensive Sales & Margin summary analysis for First Pactrust Bancorp, Inc. Tabular results include up to a ten-year history on Sales, EBITDA (Earnings before Interest, Taxes, Depreciation and Amortization), Income before Extraordinary Items and number of Employees. Additional ratios are included for sales growth, earnings and income as a percent of sales and Sales per Employee.

First Pactrust Bancorp, Inc.. The Group's principal activity is to provide a variety of banking services. It provides a variety of deposit accounts having a wide range of interest rates and terms, which generally include savings accounts, money market deposit and term certificate accounts and checking accounts. Its lending portfolio includes one-to four-family residential mortgage loans, construction loans, consumer loans and adjustable-rate mortgage loans. The consumer loans portfolio includes a variety of secured consumer loans including home equity lines of credit, new and used auto loans, boat and recreational vehicle loans and other loans secured by savings deposits. It operates through nine full service banking offices located in San Diego and Riverside counties in California. At 31-Dec-2008, it has six full service offices and three limited service offices.

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