HF Financial Corp. - Sales Analysis Snapshot

Business Description
This Report provides a comprehensive Sales & Margin summary analysis for HF Financial Corp. Tabular results include up to a ten-year history on Sales, EBITDA (Earnings before Interest, Taxes, Depreciation and Amortization), Income before Extraordinary Items and number of Employees. Additional ratios are included for sales growth, earnings and income as a percent of sales and Sales per Employee.

HF Financial Corp.. The Group's principal activities are to provide consumer and commercial banking services. The Group accepts deposits from the general public and uses such deposits to originate one-to four-family residential, commercial business, consumer, multi-family, commercial real estate, construction and agricultural loans. The Groups consumer loan portfolio includes automobile loans, home equity loans, loans secured by deposit accounts and student loans. It also purchases mortgage-backed securities and invests in US Government and agency obligations and other permissible investments. It operates in two segments Banking and Others. The Banking segment is conducted through the Bank and Mid America Capital Services Inc and The Other segment is composed of smaller non-reportable segments and inter-segment eliminations. It also provides atm facilities. As of 30-Jun-2008 it operates through 33 banking centers and 1 Internet branch.

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