Heritage Bankshares, Inc. - Sales Analysis Snapshot

Business Description
This Report provides a comprehensive Sales & Margin summary analysis for Heritage Bankshares, Inc. Tabular results include up to a ten-year history on Sales, EBITDA (Earnings before Interest, Taxes, Depreciation and Amortization), Income before Extraordinary Items and number of Employees. Additional ratios are included for sales growth, earnings and income as a percent of sales and Sales per Employee.

Heritage Bankshares, Inc.. The Group's principal activity is to provide general commercial and retail banking business in the cities of Norfolk, Chesapeake and Hampton Road of Virginia. It attracts deposits and to lend or invest those deposits on profitable terms. These deposits are in varied forms of both demand and time accounts including checking accounts, interest checking, money market accounts, savings accounts, certificates of deposit, and IRA accounts. The Group is involved in the construction and real estate lending market and actively extends both consumer and commercial credit. As of 31-Dec-2008, the Group has five retail offices located in the cities of Norfolk and Virginia Beach, Virginia.

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