Horizon Financial Corp. - Sales Analysis Snapshot

Business Description
This Report provides a comprehensive Sales & Margin summary analysis for Horizon Financial Corp. Tabular results include up to a ten-year history on Sales, EBITDA (Earnings before Interest, Taxes, Depreciation and Amortization), Income before Extraordinary Items and number of Employees. Additional ratios are included for sales growth, earnings and income as a percent of sales and Sales per Employee.

Horizon Financial Corp.. The Group's principal activity is to provide commercial, home mortgage, consumer, small business lending, competitive deposit and cash-managementservices to personal and business customers. Its loan portfolio includes construction and development, multi-family and commercial real estate loans, home equity and other consumer loans. It originates both fixed rate and adjustable rate mortgages (ARMs) secured by residential and commercial and multi-family real estate and commercial loans to small-medium sized businesses and professionals. The Gruop conducts its operations through 18 full-service office facilities, four commercial loan centers, and four real estate loan centers, located in Whatcom, Skagit, Snohomish, and Pierce counties in Northwest Washington.

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