Lake Shore Bancorp, Inc. - Sales Analysis Snapshot

Business Description
This Report provides a comprehensive Sales & Margin summary analysis for Lake Shore Bancorp, Inc. Tabular results include up to a ten-year history on Sales, EBITDA (Earnings before Interest, Taxes, Depreciation and Amortization), Income before Extraordinary Items and number of Employees. Additional ratios are included for sales growth, earnings and income as a percent of sales and Sales per Employee.

Lake Shore Bancorp, Inc.. The Group's principal activity is to accept deposits from the general public and apply those funds to originate loans. It is a community and customer oriented savings bank that offers residential real estate mortgage loans, including home equity loans, consumer loans, commercial real estate loans, and commercial loans as well as traditional deposit products. The Group accepts deposits such as NOW, passbook, certificate of deposits and provides one- to four-family residential, real estate loans, multi-family residential and non-residential real estate loans. The Group also originates consumer loans and to a lesser extent, construction loans. It purchases securities issued by the U.S. Government and government agencies, municipal securities, mortgage-backed and asset-backed securities and other investments permitted by applicable laws and regulations. It operates through eight branch offices in Chautauqua and Erie Counties, New York.

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