Old Point Financial Corporation - Sales Analysis Snapshot

Business Description
This Report provides a comprehensive Sales & Margin summary analysis for Old Point Financial Corporation Tabular results include up to a ten-year history on Sales, EBITDA (Earnings before Interest, Taxes, Depreciation and Amortization), Income before Extraordinary Items and number of Employees. Additional ratios are included for sales growth, earnings and income as a percent of sales and Sales per Employee.

Old Point Financial Corporation. The Group's principal activity is to provide full range of banking, financial and depository services through its branch offices. The Group accepts checking accounts, savings accounts, money market deposit accounts and certificates of deposit. It lends commercial loans, industrial loans, and residential real estate and consumer loans. The other services include safekeeping services and trust services, which includes retirement planning, estate planning, financial planning, trust accounts, tax services and investment management services. The products and services are provided to both individuals and commercial customers. As on 31-Dec-2008, the Bank had 20 branch offices serving the Hampton Roads localities of Hampton, Newport News, Norfolk, Virginia Beach, Chesapeake, Williamsburg/James City County, York County and Isle of Wight County.

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