Pacific Capital Bancorp - Sales Analysis Snapshot

Business Description
This Report provides a comprehensive Sales & Margin summary analysis for Pacific Capital Bancorp Tabular results include up to a ten-year history on Sales, EBITDA (Earnings before Interest, Taxes, Depreciation and Amortization), Income before Extraordinary Items and number of Employees. Additional ratios are included for sales growth, earnings and income as a percent of sales and Sales per Employee.

Pacific Capital Bancorp. The Group's principal activities are to provide commercial banking services to households, professionals and small to medium sized businesses. The banking services include making commercial, leasing, consumer, commercial and residential real estate loans and small business administration guaranteed loans. Deposits are accepted for checking, interest-bearing checking, money-market, savings, and time accounts. It also offers safe deposit boxes, travelers checks, money orders, foreign exchange services, and cashiers checks. The Group through the trust and investment services division offers wealth management services. The services are offered through 50 banking offices under the brand names Santa Barbara Bank and Trust, First National Bank of Central California, South Valley National Bank, San Benito Bank and Pacific Capital Bank. On 04-Jan-2008 the Group acquired REWA, a San Luis Obispo financial investment advisory services to individuals amilies and fiduciaries.

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