Provident Financial Services, Inc. - Sales Analysis Snapshot

Business Description
This Report provides a comprehensive Sales & Margin summary analysis for Provident Financial Services, Inc. Tabular results include up to a ten-year history on Sales, EBITDA (Earnings before Interest, Taxes, Depreciation and Amortization), Income before Extraordinary Items and number of Employees. Additional ratios are included for sales growth, earnings and income as a percent of sales and Sales per Employee.

Provident Financial Services, Inc.. The Group's principal activity is to provide a full range of banking services to individual and corporate customers through branch offices in New Jersey. It attracts deposits from general public and originates commercial real estate loans, residential mortgage loans, mortgage warehouse loans, commercial business loans, construction loans and consumer loans. The Group also sells loans; primarily long-term fixed-rate residential mortgages and invests in mortgage-backed securities, debt and equity securities and other permissible investments. The deposit products include savings, money market accounts and NOW accounts. As on 31-dec-2008, the Group's services are provided through 83 full-service branch offices located in Hudson, Bergen, Essex, Mercer, Middlesex, Monmouth, Morris, Ocean, Somerset and Union Counties, New Jersey.

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